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The 4 best reasons to buy homes during the holidays

Posted by:  Chip Poli
2013-10-29 16:05:32

Let's face it - peak homebuying season is over. Most purchasing activity took place over the summer, and now that cold weather has rolled in and the winter months are fast approaching, interest has faded some.

However, if you want to purchase a house, the winter might just be the perfect time. There are several factors that make the traditional "off-season" more ideal, and a new home could be a perfect addition to holiday gift-giving. When trying to make up your mind whether or not to buy, remember these four reasons to get up and start searching.

1. Lower prices mean better deals
In the winter, there will typically be less competition for homes, according to That means the power could be on the side of the buyer, with more negotiating room and potentially eager sellers. Your ideal home could be ripe for the picking.

"Those properties oftentimes are priced to sell," Tim Deihl, associate broker at Gibson Sotheby's International Realty, told the news source. "It could be an opportunity to sacrifice a little bit of time during an otherwise very busy time of the year to get a better investment opportunity."

2. A wonderful holiday reward
Who doesn't want a brand new home for the holidays? Shopping at this time could result in just that, and serious sellers won't mind you talking to them during the winter. 

Deihl further explained to that if you check items off of your holiday list early, that will leave more time for home buying.

3. A quicker process
Home buying shifts based on the season. Trends seem to point to faster closings and a quicker process during the winter, according to Therefore, if you are looking to purchase a home now, it could be smart choice. 

Sellers tend to be more motivated if they list during the holidays, so both parties are equally interested in closing a deal and moving in - or out.

4. Affordable mortgage rates
Fewer buyers during the holidays could also mean that there are more deals to be had regarding residential financing, noted. Some lenders may have less borrowers knocking, which means low rates could be a phone call away.

Expert Loan Officers at Poli Mortgage Group are always available to talk to you about financing. We set out each day to provide the best service, quality home loans and low rates for everyone. If you are interested in buying a home this winter, please give us a call at 866-353-7654 to get the process going.

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