News from Poli Mortgage Group, Inc.
In the past, those who have tried to obtain a mortgage, for the purposes of a purchase in particular, might have found that doing so wasn't always easy because lenders were keeping home loan credit pretty tight.
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Over the last few years, home prices have risen so appreciably, and quickly, that many experts have wondered whether the market is creating another housing bubble that could burst once again.
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Over the past several years, changing federal laws and regulations have significantly empowered consumers when it comes to better understanding everything that goes into their mortgages, and how the terms and conditions of their agreements will affect them financially.
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In the past several years, home prices have been rising slowly but steadily, bringing millions of Americans into positive equity after what could have been years of underwater homeownership as a consequence.
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One of the ways in which it can often be shown that the economy is improving is through the default rates for most major types of credit.
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Following a few months of ups and downs seen earlier this year - mostly as a result of the harsh winter weather keeping many shoppers at home during January and February - it seems that the housing market is back on the path to recovery that had been seen toward the end of 2013.
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In the past few months, the number of home loan applications being submitted nationwide has fluctuated somewhat significantly from one week to the next even as mortgage rates have generally trended downward during that time, with the occasional increase mixed in.
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The housing market has been moving in the right direction for some time now, and this is often reflected in the monthly reports about the number of foreclosures being file across the country.
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For some time now, mortgage rates have been a little bit lower than they were for nearly a year, and this seems to have prompted a larger number of people to refinance their existing home loans.
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The housing market's recovery has been slow but steady in the last few years, but more recently things have slowed down to the fact that rates surged starting in early May last year.
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