How To Choose The Best Loan For You.
| Loan Program | Rate Stability through life of loan |
Low/No Down Payment | More Flexible Qualification Rules | Mortgage Insurance Required (< 20% equity) |
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| Conventional Fixed Rate Mortgage (30, 25, 20, 15, 10 terms) |
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| Conventional Adjustable Rate Mortgage (ARM) |
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| FHA & FHA Rehab Government |
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| VA Government |
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| USDA Government |
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| Jumbo Conventional |
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| HARP Refinance Only (if you owe more on your home than current value) |
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| Reverse | |
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| State Housing Authority Government |
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| Home Equity Lines (second mortgages) |
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