Buying Your First Home -
Easy As 1-2-3!
Buying a new home is an exciting decision for anyone to make, but if you’re a first time home buyer, it can also be a bit intimidating. The Poli Mortgage team is standing by and ready to assist you through each phase of the process. We invite you to review the following steps, and reach out to one of our qualified loan officers, to ensure your mortgage loan process can be accomplished as smoothly and worry-free as possible:
1. Determine how much you can afford.
2. Determine your down payment.
3. Gather all your documentation.
- Your last two years of filed and signed tax returns
- The past 30 days of your paycheck stubs
- Your last two W2 statements
- The past two months of bank and investment account statements
Contact me...that's the KEY!
Poli Mortgage will also need to run your credit report with the appropriate credit agencies to obtain your credit scores If you haven’t already obtained your current credit report, now is a good time to get in contact with one of our reputable Poli Mortgage Group Loan Officers. During your initial discussion with your loan officer, you will find out what current interest rates are for your specific situation, and initiate your process with a credit check. Our experienced loan professionals are available to guide you through every step of the process and they will help you quickly determine your eligibility, what you can afford and the best loan option for your current situation. For more valuable information about first time home buying and securing your first mortgage loan, you can also visit the Poli Mortgage web page for first time home buyers